Chapter 7


Chapter 7 bankruptcy provides individuals and small businesses relief from unsecured debt. Unsecured debt includes, but is not limited to, credit cards and medical bills. Chapter 7 doesn’t mean you have to give up your house and/or vehicle. If you are current on your monthly mortgage and car payments you can enter into an agreement with the creditor to retain those things and continue to pay each month. This is called reaffirming the debt.   

Chapter 7 can also provide a benefit to business owners who have personally guaranteed business debt. A discharge of old business debt can provide you with the fresh start you need to get your life back on track.

Chapter 13


A Chapter 13 bankruptcy can provide relief for homeowners who are behind on mortgage or vehicle payments. A repayment plan can be structured so that you can get current on these payments and keep your assets. Chapter 13 is ideal for someone who is facing foreclosure or repossession.

Tax Debt

Owing the Internal Revenue Service or State of Ohio can be overwhelming. We can help get you in a plan to tackle your tax debt. Whether it is through bankruptcy, installment payments or compromise the key is to face the problem and have a course of action.

Contact us today to discuss your specific situation.

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We are a debt relief agency.  We help people file for bankruptcy relief under the Bankruptcy Code.

The information on this website is general information. For answers to your specific legal problems you will need to obtain legal advice from one of our attorneys. 

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